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We will Meet or Beat most of our competitor's rates!

Is your loan financed elsewhere? We will help you refinance with us to save you more!

Rates effective 3/24/2022

Loan Type Term(up to) Details APR*
Unsecured 3 years as low as... 6.95%
5 years as low as... 9.99%
New and used Vehicle - Model year 2020 or Newer 2 years as low as... 1.95%
3 years as low as... 2.75%
4 years as low as... 2.95%
5 years as low as... 2.95%
6 years as low as... 3.95%
7 years as low as... 4.95%
Used Vehicle - Model years 2018 - 2019 Add 1% to rates above
Used Vehicle - Model years 2015 - 2017 Add 2% to rates above
Used Vehicle - Model years 2014 and older Add 3% to rates above
New and used motorcycle Same as vehicle rates with a maximum term of 6 years
New and used RV's 15 years as low as... 5.49%
New and used boats 10 years as low as... 5.49%
Snowmobiles, ATV's, Jet Ski's and Outside Equipment 5 years as low as... 5.49%
Antique/Classic Vehicle 6 years add 2% to the current 2-6 year auto rates
7-10 years as low as... 6.99%
Share Pledged 3% over the last declared dividend rate
Credit Builder 1 year fixed rate 5.99%
Home Equity Line of Credit (HELOC) 15 years as low as... Prime Rate**
VISA Credit Cards as low as... 8.99%

*APR = Annual Percentage Rate. All rates quoted and listed are APR. Loan rates reflect the lowest rate available on approved credit as determined by the creditworthiness of each applicant. Rates, terms and conditions are subject to change without notice. Other rates, terms, fees or conditions may apply. Rates may vary from those listed based on the term and credit qualifications of the applicant. All loans subject to approval. **Prime rate currently published in the Wall Street Journal is 3.25% APR. However, under no circumstances will your ANNUAL PERCENTAGE RATE go below 4.00% APR at any time during the term of the plan.

HELOC maximum state level interest rate is 11.95% APR.
Installment Loan maximum state level interest rate is 18.00% APR.